progressive leasing calculator

Progressive Leasing Calculator

Introduction

Thinking of using Progressive Leasing to finance your next purchase? The Progressive Leasing Calculator helps you estimate how much you’ll pay weekly, biweekly, or monthly over the course of your lease-purchase agreement. Whether you’re shopping for furniture, electronics, appliances, or tires, this tool gives you financial clarity before you commit.

Why Use a Progressive Leasing Calculator?

Progressive Leasing allows you to take home items now and pay over time—with flexible payment plans and no credit required. But knowing the full cost of your lease is essential. This calculator helps you:

• 📅 Estimate regular payment amounts
• 💰 Understand the total cost over time
• 🔁 Compare standard vs. early payoff options
• ✅ Budget realistically for weekly or monthly expenses
• 🧾 Avoid surprises with transparent breakdowns

It’s the easiest way to plan before leasing—and make financially smart choices.

Who Should Use This Tool?

This tool is ideal for:

• Shoppers using Progressive Leasing at checkout
• Consumers comparing lease-to-own vs. cash or credit options
• Budget-conscious individuals needing flexible payment plans
• Retail staff or partners helping customers understand leasing terms
• Anyone planning large purchases with limited upfront cash

From new couches to gaming consoles, this calculator simplifies your payment planning.

What It Calculates

Based on the lease amount and selected payment frequency, this calculator estimates:

• 🔢 Payment amount per term (weekly, biweekly, or monthly)
• 📆 Number of payments over the lease period
• 💸 Total lease cost at the end of term
• ✅ Optional early purchase savings (e.g., 90-day or 6-month buyout)
• 🧾 Cost comparison: full term vs. early payoff

Example:

Item price: $1,200
Term: 12 months (weekly payments)
Weekly payment: ~$39
Total lease cost: ~$2,028
90-day early buyout cost: ~$1,300 (approx.)

How It Works

1. Enter the item price or lease amount
2. Choose your payment frequency (weekly, biweekly, or monthly)
3. Select your lease term (up to 12 months)
4. Click “Calculate”
5. View your payment schedule, total cost, and early payoff options

Optional: Adjust for taxes, fees, or down payments for more precise estimates.

Features at a Glance

• ✅ Accurate lease-to-own cost breakdowns
• 📆 Supports different payment schedules
• 🔄 Compares full term vs. early buyout options
• 📱 Mobile-friendly for in-store or at-home use
• 🧠 Helps you make informed financial choices

Know Before You Lease

The Progressive Leasing Calculator gives you the confidence to lease responsibly—by showing you the full picture. Understand your payments, plan your budget, and avoid surprises.